我想知道如何仅根据信用卡的号码来判断信用卡的类型。有谁知道确定可靠的方法吗?


当前回答

卡号的前六位数字(包括初始信息信息) 数字)被称为发行者识别号码(IIN)。这些 识别向该卡发行该卡的发卡机构 持有人。其余的数字由发卡机构分配。的 卡号的长度是它的位数。许多发卡机构打印 他们卡上的整个IIN和账号。

基于以上事实,我想保留一段JAVA代码来识别卡片品牌。

样卡类型

public static final String AMERICAN_EXPRESS = "American Express";
public static final String DISCOVER = "Discover";
public static final String JCB = "JCB";
public static final String DINERS_CLUB = "Diners Club";
public static final String VISA = "Visa";
public static final String MASTERCARD = "MasterCard";
public static final String UNKNOWN = "Unknown";

卡前缀

// Based on http://en.wikipedia.org/wiki/Bank_card_number#Issuer_identification_number_.28IIN.29
public static final String[] PREFIXES_AMERICAN_EXPRESS = {"34", "37"};
public static final String[] PREFIXES_DISCOVER = {"60", "62", "64", "65"};
public static final String[] PREFIXES_JCB = {"35"};
public static final String[] PREFIXES_DINERS_CLUB = {"300", "301", "302", "303", "304", "305", "309", "36", "38", "39"};
public static final String[] PREFIXES_VISA = {"4"};
public static final String[] PREFIXES_MASTERCARD = {
        "2221", "2222", "2223", "2224", "2225", "2226", "2227", "2228", "2229",
        "223", "224", "225", "226", "227", "228", "229",
        "23", "24", "25", "26",
        "270", "271", "2720",
        "50", "51", "52", "53", "54", "55"
    };

检查输入的数字是否有任何给定的前缀。

public String getBrand(String number) {

String evaluatedType;
if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_AMERICAN_EXPRESS)) {
    evaluatedType = AMERICAN_EXPRESS;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_DISCOVER)) {
    evaluatedType = DISCOVER;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_JCB)) {
    evaluatedType = JCB;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_DINERS_CLUB)) {
    evaluatedType = DINERS_CLUB;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_VISA)) {
    evaluatedType = VISA;
} else if (StripeTextUtils.hasAnyPrefix(number, PREFIXES_MASTERCARD)) {
    evaluatedType = MASTERCARD;
} else {
    evaluatedType = UNKNOWN;
}
    return evaluatedType;
}

最后,效用方法

/**
  * Check to see if the input number has any of the given prefixes.
  *
  * @param number the number to test
  * @param prefixes the prefixes to test against
  * @return {@code true} if number begins with any of the input prefixes
*/

public static boolean hasAnyPrefix(String number, String... prefixes) {
  if (number == null) {
       return false;
  }
   for (String prefix : prefixes) {
       if (number.startsWith(prefix)) {
       return true;
    }
  }
     return false;
}

参考

条纹卡生成器

其他回答

压缩javascript版本

    var getCardType = function (number) {
        var cards = {
            visa: /^4[0-9]{12}(?:[0-9]{3})?$/,
            mastercard: /^5[1-5][0-9]{14}$/,
            amex: /^3[47][0-9]{13}$/,
            diners: /^3(?:0[0-5]|[68][0-9])[0-9]{11}$/,
            discover: /^6(?:011|5[0-9]{2})[0-9]{12}$/,
            jcb: /^(?:2131|1800|35\d{3})\d{11}$/
        };
        for (var card in cards) {
            if (cards[card].test(number)) {
                return card;
            }
        }
    };

我用jQuery的解决方案:

function detectCreditCardType() {
    var type = new Array;
    type[1] = '^4[0-9]{12}(?:[0-9]{3})?$';      // visa
    type[2] = '^5[1-5][0-9]{14}$';              // mastercard
    type[3] = '^6(?:011|5[0-9]{2})[0-9]{12}$';  // discover
    type[4] = '^3[47][0-9]{13}$';               // amex

    var ccnum = $('.creditcard').val().replace(/[^\d.]/g, '');
    var returntype = 0;

    $.each(type, function(idx, re) {
        var regex = new RegExp(re);
        if(regex.test(ccnum) && idx>0) {
            returntype = idx;
        }
    });

    return returntype;
}

如果返回0,则未检测到信用卡类型。

“creditcard”类应该添加到creditcard输入字段中。

最近我需要这样的功能,我将Zend框架信用卡验证器移植到ruby。 红宝石宝石:https://github.com/Fivell/credit_card_validations zend框架:https://github.com/zendframework/zf2/blob/master/library/Zend/Validator/CreditCard.php

它们都使用INN范围来检测类型。在这里你可以读到关于INN的信息

根据这一点,您可以选择检测信用卡(没有regexp,但声明一些关于前缀和可能长度的规则)

所以我们有关于最常用卡片的下一个规则

########  most used brands #########

    visa: [
        {length: [13, 16], prefixes: ['4']}
    ],
    mastercard: [
        {length: [16], prefixes: ['51', '52', '53', '54', '55']}
    ],

    amex: [
        {length: [15], prefixes: ['34', '37']}
    ],
    ######## other brands ########
    diners: [
        {length: [14], prefixes: ['300', '301', '302', '303', '304', '305', '36', '38']},
    ],

    #There are Diners Club (North America) cards that begin with 5. These are a joint venture between Diners Club and MasterCard, and are processed like a MasterCard
    # will be removed in next major version

    diners_us: [
        {length: [16], prefixes: ['54', '55']}
    ],

    discover: [
        {length: [16], prefixes: ['6011', '644', '645', '646', '647', '648',
                                  '649', '65']}
    ],

    jcb: [
        {length: [16], prefixes: ['3528', '3529', '353', '354', '355', '356', '357', '358', '1800', '2131']}
    ],


    laser: [
        {length: [16, 17, 18, 19], prefixes: ['6304', '6706', '6771']}
    ],

    solo: [
        {length: [16, 18, 19], prefixes: ['6334', '6767']}
    ],

    switch: [
        {length: [16, 18, 19], prefixes: ['633110', '633312', '633304', '633303', '633301', '633300']}

    ],

    maestro: [
        {length: [12, 13, 14, 15, 16, 17, 18, 19], prefixes: ['5010', '5011', '5012', '5013', '5014', '5015', '5016', '5017', '5018',
                                                              '502', '503', '504', '505', '506', '507', '508',
                                                              '6012', '6013', '6014', '6015', '6016', '6017', '6018', '6019',
                                                              '602', '603', '604', '605', '6060',
                                                              '677', '675', '674', '673', '672', '671', '670',
                                                              '6760', '6761', '6762', '6763', '6764', '6765', '6766', '6768', '6769']}
    ],

    # Luhn validation are skipped for union pay cards because they have unknown generation algoritm
    unionpay: [
        {length: [16, 17, 18, 19], prefixes: ['622', '624', '625', '626', '628'], skip_luhn: true}
    ],

    dankrot: [
        {length: [16], prefixes: ['5019']}
    ],

    rupay: [
        {length: [16], prefixes: ['6061', '6062', '6063', '6064', '6065', '6066', '6067', '6068', '6069', '607', '608'], skip_luhn: true}
    ]

}

然后通过搜索前缀和比较长度来检测信用卡品牌。也不要忘记luhn算法(在http://en.wikipedia.org/wiki/Luhn有描述)。

更新

更新的规则列表可以在这里找到https://raw.githubusercontent.com/Fivell/credit_card_validations/master/lib/data/brands.yaml

不要试图检测信用卡类型作为处理支付的一部分。您正在冒着拒绝有效事务的风险。

如果您需要向您的支付处理器提供信息(例如,PayPal信用卡对象需要命名卡类型),那么从可用的最少信息中猜测它,例如。

$credit_card['pan'] = preg_replace('/[^0-9]/', '', $credit_card['pan']);
$inn = (int) mb_substr($credit_card['pan'], 0, 2);

// @see http://en.wikipedia.org/wiki/List_of_Bank_Identification_Numbers#Overview
if ($inn >= 40 && $inn <= 49) {
    $type = 'visa';
} else if ($inn >= 51 && $inn <= 55) {
    $type = 'mastercard';
} else if ($inn >= 60 && $inn <= 65) {
    $type = 'discover';
} else if ($inn >= 34 && $inn <= 37) {
    $type = 'amex';
} else {
    throw new \UnexpectedValueException('Unsupported card type.');
}

这个实现(只使用前两位数字)足以识别所有主要的(在PayPal的情况下是所有受支持的)卡片方案。实际上,您可能希望完全跳过异常,并默认使用最流行的卡片类型。让支付网关/处理器告诉您在响应您的请求时是否存在验证错误。

现实情况是,你的支付网关并不关心你提供的价值。

一个javascript改进的@Anatoliy答案

function getCardType (number) { const numberFormated = number.replace(/\D/g, '') var patterns = { VISA: /^4[0-9]{12}(?:[0-9]{3})?$/, MASTER: /^5[1-5][0-9]{14}$/, AMEX: /^3[47][0-9]{13}$/, ELO: /^((((636368)|(438935)|(504175)|(451416)|(636297))\d{0,10})|((5067)|(4576)|(4011))\d{0,12})$/, AURA: /^(5078\d{2})(\d{2})(\d{11})$/, JCB: /^(?:2131|1800|35\d{3})\d{11}$/, DINERS: /^3(?:0[0-5]|[68][0-9])[0-9]{11}$/, DISCOVERY: /^6(?:011|5[0-9]{2})[0-9]{12}$/, HIPERCARD: /^(606282\d{10}(\d{3})?)|(3841\d{15})$/, ELECTRON: /^(4026|417500|4405|4508|4844|4913|4917)\d+$/, MAESTRO: /^(5018|5020|5038|5612|5893|6304|6759|6761|6762|6763|0604|6390)\d+$/, DANKORT: /^(5019)\d+$/, INTERPAYMENT: /^(636)\d+$/, UNIONPAY: /^(62|88)\d+$/, } for (var key in patterns) { if (patterns[key].test(numberFormated)) { return key } } } console.log(getCardType("4539 5684 7526 2091"))